Vicki Alvarado
949 525.8310

The Seller typically pays for:

• Real estate commission

• Escrow fees

• County documentary transfer tax (55 cents per $500 of consideration, exclusive of the value of any lien or encumbrances attaching to the property at time of sale.)

• Applicable city transfer/conveyance tax (according to contract)

• Document preparation fee for deed

• Any loan fees required by buyer's lender

• Payoff of all loans in seller's name (or existing loan balance if being assumed by buyer)

• Interest accrued to lender being paid off

• Statement fees, reconveyance fees, and any prepayment penalties

• Termite inspection (according to contact)

• Termite work (according to contact

• Home warranty (according to contact)

• Any judgments, tax liens, etc., against the seller

• Tax proration (for any taxes unpaid at time of transfer of title)

• Any unpaid homeowner's dues

• Recording charges to clear all documents of record against seller

• Any bonds or assessments (according to contact)

• Any and all delinquent taxes

• Notary fees - Escrow fee

• Title insurance premium: owner's policy

Buyer Typically Pays for:

• Escrow fees

• Document preparation (if applicable)

• Notary fees

• Recording charges for all documents in buyer's name

• Termite inspection (according to contact)

• Tax proration (from date of acquisition

• Homeowner's transfer fee

• All new loan charges (except those required by lender for seller to pay)

• Interest on new loan from date of funding to 30 days prior to first payment date

• Assumption/Change of Record fees for take-over existing loan

• Beneficiary Statement fee f assumption of existing loan

• Inspection fees (roofing, property inspection, geological, etc.)

• Home warranty (according to contact)

• Lender's policy

• Fire insurance premium for first year

Information provided by Land America Southland Title
Paul Love 949.279.4445
plove@southlandtitle.com